Types of Help > Discharged Bankrupts
Discharged Bankrupts
Even if you have been discharged as a bankrupt, you are likely to find it difficult to obtain a mortgage with a high street lender.Regardless of your previous mortgage repayment record, it's unlikely a high street lender will be willing to offer you a home loan as they perceive the risk as being too great.
Fortunately, we have access to specialist lenders who are prepared to offer mortgages and remortgages to people who have previously been declared bankrupt.
Providing you can put down a reasonable deposit, being a discharged bankrupt needn't prevent you from securing a competitive mortgage.
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The
overall cost for comparison is 4.90% APR. The actual rate available
will depend upon your circumstances.
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Think carefully before securing other debts against your home, your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate a fee range of between £195 to £495
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK
Surrey Hills Mortgage and Life Limited is an Appointed Representative of BDS Mortgage Group Limited
which is authorised and regulated
by the Financial Services Authority for Mortgages and Non-Investment Insurance,
FSA Number 301646
Surrey Hills Mortgage and Life Limited is not authorized to give any advice in relation to investments or investment products
52 Tillingbourne Road, Shalford, Guildford, Surrey, GU4 8EX
Surrey Hills Mortgage and Life Limited is registered in England and Wales with
company number 6040131
sales@shmortgageandlife.co.uk